Why do I need Multi-Factor Authentication?
Hackers are becoming increasingly adept at guessing usernames and capturing passwords. Hardly a week goes by without news of yet another online site that has been hacked and user credentials published to the Internet. Phishing emails have become so sophisticated that in some cases, you don’t even have to read your email to have your PC infected with malware.
So how do I prevent hackers from using my accounts and accessing my resources? In high security environments, multiple credentials are used to verify the identity of a user. This is called Multi-Factor Authentication (MFA) and is considered a best practice.
For example, the basic user ID/password combination is considered one factor authentication. A second factor could be your fingerprint. A good example of this is Toptech’s verified II fingerprint scanner. A third factor could be an RFID card that has an associated 4 digit PIN number like the card reader in Toptech’s MultiLoad II.
The objective of MFA is to layer your defense. If one factor is compromised, the attacker still has to successfully overcome a second factor to get access. Many online systems have the option of enabling MFA for your accounts. Banking systems were one of the first to embrace the concept of MFA and often employ those secondary security questions (i.e. What is the name of your first pet?).
Toptech’s MultiLoad II has always been considered a leader in using MFA. The MultiLoad II has a keypad for PIN code entry and a RFID card slot. This can be combined with the verified II for 3 levels of authentication – what you have (RFID card), what you know (PIN code) and who you are (fingerprint). Contact Toptech Systems for more information.